Family Budget Together Privacy Policy
        
        Family Budget Together (hereinafter referred to as 'the Service') protects users' personal information in accordance with privacy protection laws.
        Article 1 (Purpose of Processing Personal Information)
        
            - Member registration and management: Identity verification, membership maintenance and management, prevention of fraudulent use of services
 
            - Service provision: Money account service, family group management, transaction history storage and synchronization, statistical analysis provision
 
        
        Article 2 (Personal Information Items Processed)
        
        1. When signing up
        
            - Required: Email, password, name (nickname)
 
            - Optional: Profile picture
 
        
        2. When using social login
        
            - Google: Email, name, profile picture
 
            - Kakao: Email, nickname, profile picture
 
            - Apple: Email, name (depending on user's choice)
 
        
        3. Automatically collected during service use
        
            - Push notifications: FCM token, device information
 
            - Advertising service: Advertising identifier (IDFA), ad interaction data
 
            - App usage information: Access time, usage history
 
        
        Article 3 (Period of Processing and Retention of Personal Information)
        
        
            
                | Category | 
                Retention Period | 
            
            
                | Member information | 
                Until membership withdrawal | 
            
            
                | Transaction history | 
                Until all family members withdraw | 
            
        
        Article 4 (Provision of Personal Information to Third Parties)
        The Service does not provide users' personal information to third parties in principle. However, the following cases are exceptions:
        
            - When the user has given prior consent
 
            - When required by law or when there is a request from an investigative agency
 
        
        Article 5 (Outsourcing of Personal Information Processing)
        
        
            
                | Consignee | 
                Consigned Tasks | 
            
            
                | Supabase Inc. | 
                Data storage and authentication services | 
            
            
                | Google LLC | 
                Firebase push notifications (FCM), Google AdMob advertising service | 
            
        
        Article 6 (Rights and Obligations of Information Subjects)
        Users may exercise the following rights at any time:
        
            - Request to view personal information
 
            - Request for error correction
 
            - Request for deletion
 
            - Request to stop processing
 
        
        Article 7 (Destruction of Personal Information)
        When the purpose of processing personal information is achieved, the relevant personal information is destroyed without delay. Information in the form of electronic files is deleted using technical methods that cannot reproduce records.
        Article 8 (Ensuring the Security of Personal Information)
        
            - Encryption of personal information
 
            - Technical measures against hacking
 
            - Access control to personal information
 
        
        Article 9 (Advertising and Tracking)
        The Service may collect the following information to improve user experience and provide relevant advertisements:
        
            - Advertising Identifier (IDFA): Used to provide personalized ads on iOS devices
 
            - App Tracking Transparency: Requests tracking permission on iOS 14.5 and later. Even if the user denies permission, all app features remain fully functional
 
            - Google AdMob: Display ads and measure advertising performance
 
        
        Users can limit ad tracking in their device settings. In this case, ads will still be displayed but will not be personalized.
        Article 10 (Personal Information Protection Officer)
        
        
        Article 11 (Changes to Privacy Policy)
        This privacy policy is effective from the implementation date, and any changes will be notified through in-app announcements.
        
            Effective Date: August 26, 2025